Financing with Southwest Ford Lincoln

Southwest Ford Lincoln takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
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Competitive Rates

No Hassle Credit Checks

Flexible Payments

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Should You Lease Your New Southwest Ford Lincoln Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Southwest Ford Lincoln can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

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Get More for Your Money by Driving a Used Car in Arkadelphia, Malvern, Hot Springs AR or Hope AR

Would it be a dream come true to drive a high-quality car while saving money at the same time? Well, Southwest Ford Lincoln is here to make that happen for our valued customers throughout Arkadelphia, Malvern, Hot Springs and Hope AR. We're pleased to offer a wide selection of used cars that are listed below for your browsing pleasure! At such affordable pricing, you'll have the chance to drive a top-quality pre-owned vehicle without breaking the bank. Now, spend a few moments browsing our current selection to determine if a vehicle strikes a chord with you!

Quality Comes Standard in Every Used Car at Southwest Ford Lincoln

We certainly realize that you might worry about the quality or condition of a used car. But, that should be the last thing on your mind when shopping at Southwest Ford Lincoln. We always examine each gently-used vehicle from top to bottom with a fine-tooth comb. That way, we can guarantee that each and every vehicle upholds our lofty standards for quality, safety and performance. If you're ready to save cash on your next car, then simply visit our convenient location in Arkadelphia to take a spin in the car of your choice! Click here to begin your financing application.

Your privacy is important to us.

Our Dealership takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

With Southwest Ford Lincoln's Auto Financing Options, Driving Your Dream Car in Arkadelphia Can Be a Reality

Getting behind the wheel of the Ford F-150, Explorer, Fusion, Escape or F-250 you have your eye on is easier than ever, when you shop at Southwest Ford Lincoln. That's because we offer auto loans and Ford leases catered to each and every one of the drivers we serve from Malvern, Glenwood AR, Amity AR and Prescott AR.

With our car financing team of experts' help, that new Ford vehicle or even that used car is well within your reach!

Can't wait to see how we can make that new Ford F-150, Explorer, Fusion, Escape and F-250 attainable? Just fill out our quick and easy contact form at your convenience. We're also on hand, at our dealership in Arkadelphia, Arkansas to answer any of your auto financing questions. Just give us a ring or stop in today!


  1. Southwest Ford Lincoln

    1407 N. 10th Street
    Arkadelphia, AR 71923

    • Sales: 870-246-4508
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Get in Touch

  • Contact our Sales Department at: 870-246-4508
  • Monday9am-7pm
  • Tuesday9am-7pm
  • Wednesday9am-7pm
  • Thursday9am-7pm
  • Friday9am-7pm
  • Saturday9am-7pm
  • SundayClosed